Orchard Bank MasterCard Orchard Bank® MasterCard®
% or up APR*
• Grace Period 25 days
• A one-time fee $0 or up to $49 is due upon application
• Annual Fee $39 or up to $79

Same application for all Orchard cards--while applying, choose according to your credit
Millennium Bank Secured Platinum Card Millennium Bank Secured Platinum
% or up APR*
• Credit limit of $300 to $5000
• Processing fee $69.95
• Annual Fee $59
• NO CREDIT CHECK REQUIRED, We verify only your age, social security number and residence, We do not consider your credit history
• $100000 travel accident insurance
• Auto rental insurance
• Extended warranty protection
Chase Ultimate Rewards Express Student Card Chase Ultimate Rewards Express SM Student Card
• 0% APR* on Purchases and Balance Transfers for 6 months
• After that % or up APR*
• No Annual Fee
• 1 point per dollar spent in net purchases
Citi Driver's Edge Card for College Students Citi® Driver's Edge® Card for College Students
• 0% intro APR* for 6 months on Purchases and Balance Transfers
• Thereafter % or up APR*
• 1% Driver's Edge Options rebates on eligible purchases, up to $500
• 25% off & FREE shipping & handling at Peterson's
• No minimum income or co-signer required
• $0 liability for unauthorized purchases
• No Annual Fee
• Online account management
• Travel and retail discounts
Citi Platinum Select for College Students Citi® Platinum Select for College Students
• 0% intro APR* for 6 months on Purchases and Balance Transfers
• Thereafter % or up APR*
• 25% off & FREE shipping & handling at Peterson's
• No Annual Fee
• $0 liability for unauthorized purchases
• Online account management
• Retail discounts
Citi mtvU Platinum Select Visa Card for College Students Citi® mtvU™ Platinum Select® Visa® Card for College Students
• 0% intro APR* for 6 months on Purchases, BT, and Cash Advances
• After intro, Purchase & BT % or up APR*; Cash Advances 22.49% or up APR
• No balance transfer fees with this offer, then 3% ($5 min, $75 max)
• No annual fee
• 10% off MTV online & NYC store
• Part of Citi ThankYou Redemptions Network
• 5 Points every $ on books,records,videorental-stores,restaurants+fastfood,movietheaters
• 1 Point on all other purchases
• 25 bonus Points every billing cycle make your Minimum Payment or more on time
• Points can be earned by submitting grades up to 2 times per year
- 2.5-2.99=250,3-3.49=500,3.5-3.99=750,4=2000points
• You can earn up to 75000 ThankYou Points during any calendar year
• 1500 points = $10+, 10000 points = spring break pass
Citi Dividend Card for College Students Citi® Dividend Card for College Students
• 0% intro APR* for 6 months on Purchases and Balance Transfers
• Thereafter % or up APR*
• Earn 1% cash back on all eligible purchases, up to $300
• Up to $2500 on vehicle, new/used when purchase/lease next 5 years
• 25% off & FREE shipping & handling at Peterson's
• No minimum income or co-signer required
• No Annual Fee
• $0 liability for unauthorized purchases
• Online account management
• Travel and retail discounts
Citi Upromise Card Citi® Upromise® Card
• 0% APR* on Balance Transfers for 12 months
• Thereafter and on Purchases % or up APR*
• No annual fee
• Grace period not less than 20 days
• 10% college savings on 7000+ grocery & drugstore items (Coca-Cola, Kleenex & more)
• 2% college savings on gas at Exxon and Mobil locations*
• 1% college savings everywhere you shop**
• Citi® Identity Theft Solutions
• Online Fraud Protection
Discover Student Tropical Beach Card Discover® Student Tropical Beach Card
• 0% Intro APR* on Purchases usually for 6 months*, read TERMS for current
• Thereafter % or up APR*
• No Annual Fee
• 5% Cashback Bonus® in popular categories*
• Up to 1% Cashback Bonus® on all other purchases automatically*
• Build Your Credit History
• Grace Period at least 25 days
• Online account management
• 100% protection from all unauthorized purchases
Discover Classic Student Card for College Students Discover® Classic Student Card for College Students
• 0% Intro APR* on Purchases usually for 6 months*, read TERMS for current
• Thereafter % or up APR*
• No Annual Fee
• 5% Cashback Bonus® in popular categories*
• Up to 1% Cashback Bonus® on all other purchases automatically*
• Grace period at least 25 days
• Online account management
• 100% protection from all unauthorized purchases
Eufora Prepaid (Stored Value) MasterCard Card Eufora Stored Value MasterCard® Card [prepaid]
• Annual fee $29.95 or $59 for Credit Builder
• Value Load Fee $1
• Optional Credit Builder +$6/month (credit reporting)
• Cash Reward Program
• Online Access
• Zero Liability
• Identity Theft Insurance
• Auto Rental Insurance
• Up to 200000 Travel Accident Insurance
First Vineyard Edition Wired Plastic First Vineyard edition Wired Plastic [prepaid]
• First Vineyard does not set a limit or charge a fee for transactions
• 1% cash back on your own spending
• SSN & bank account or credit card required for in. fee (names don’t have to match)
• $6.95 per month and one-time $39.95 fee to own
• No credit approval/check required
• Recharge it as you see fit with direct deposit, MO, cashiers check ect.
VAYA MasterCard VAYA MasterCard® [prepaid]
• Shop and spend the cash in your VAYA at any store, withdraw cash from any ATM
• Real-time transaction history for all VAYA holders
• 100% guaranteed fraud protection
• $5.95 per month and one-time $49 fee to own
• No credit approval/check required
• Budget & control your spending
• Recharge it as you see fit to perform your purchases
Purpose MasterCard Debit Card from Keybank Purpose MasterCard® Debit Card from Keybank
• Card Opening Fee up to $29.95
• Monthly Service Charge $3.95
• Reload Fee $3.95 (free for reloads $200 and over)
Easy Anonymous load at any GreenDot-MoneyPak location (like: any CVS, Sunoco, RadioShack ...)
• No Credit Checks
• Detailed Statements
• Purpose Prescription Discount Card that lets you save up to 50%
• SSN required for identity verification, NAME & SSN has to match
Homeland Visa Homeland Visa® [prepaid]
• One-time $159.95 application and processing fee
• DOB and SSN required
• Checking or savings acct required to open
• Reload by mail, direct deposit, bank transfer
• No maximum limit on amount that may be transferred to Card
• Maximum spend $1500 per day or $5000 per week
• Monthly Maintenance Fee $3.95
• Zero dollar liability policy
20/20 Prepaid MasterCard 20/20 (tm) MasterCard® Card [prepaid]
• $4.95 per month and one-time $49 fee to own
• Direct deposit part of your paycheck to the card
• You can sign up for this card by sending in a money order
• FREE Live Rep Customer Service
• Loading card with ACH, Money Order or Direct Deposit Free
• No credit approval/check required
• View your spending Online
• 20/20 Card will not jeopardize the concessions made by creditors
Wired Plastic MasterCard Wired Plastic Visa® Card [prepaid]
• NO Credit Card required even to open account
• FREE=Payroll Direct, Check/MoneyOrder, ACH, PayPal, Online Funds
• $3.95 per month & one-time $9.95 fee to own + initial balance
• Online Account Management
• Earn Wired Points™ Prepaid Airtime Minutes every $1=1second
• Good for Verizon, TracFone, Cingular & AT&T
• Receive 1000 bonus Points when you load & activate your card
• May Review Your Credit History
• May Review ID, SSN, BILL in your name (depending on credit history)
BuyRIGHT Prepaid MasterCard Card BuyRIGHT Stored Value MasterCard® Card [prepaid]
• Monthly Fee $7.95 then free POS
• Or no Monthly Fee then $1 POS
• One-time activation fee of $29.95 +$20.00 minimum load
• Payment option: Money Order, CC or Account
• Automated Customer Service Fee Free (live $1)
• Free Online Account Access
• Direct Deposit Free, M.O. $1
• Pay Bills Online With Click-n-Pay $1
• Access BuyRIGHT Membership and prepaid card at one location
USA Platinum USA Platinum [department]
• Guaranteed* Instant Online approval
• No Credit Checks
• No Interest Charges
• Credit line $7500
• Checking or Savings account required
• Reporting to a credit bureau a $7500 unsecured credit line
• $149 1 time application fee BUT $150 in merchandise credits
*See website for terms and conditions
All American Gold Card All American Gold Card [department]
• No Credit Check, No Interest Charges
• 30 days money back guarantee on membership fee
• Credit line $6000
• $149.95 1-time application fee BUT receive a $300 Grocery Gift Card
• Minimum monthly payment required is $10 or 5%
• Down payment approximately 20-30% may be required
USA Gold USA Gold [department]
• Guaranteed* Instant Online approval
• No Credit Checks
• Credit line up to $5000
• 0% APR unless you late
• Reporting to a credit bureau
• No annual fee, $149.95 1-time application fee BUT receive a $300 Grocery Gift Card
*See website for terms and conditions
Free Credit Club Free Credit Club [department]
• Annual percentage rate for purchases 0%
• $2500 credit limit and no upfront or any fee
• At any time pay off full unpaid balance without penalty or costs
• NO Credit Check or employment verification
• Optional upgrade to $7500 Platinum Credit Line + privileges Credit Manager
• Monthly payment history will be reported to the credit bureau
• Fees for paying late $10
• Minimum monthly payment is $10 or 5% of the balance
 
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